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Other Ways to Supplement Your Retirement Income

Other Investments for Retirement

Some basic investment alternatives to consider for retirement include mutual funds, stocks, and bonds. Your investment program needs to consider the rate of return, your risk tolerance, diversification, and your time horizon. Also, when evaluating investments, you must be careful to compare the after-tax yield you will be earning from each investment (see the section Comparing Taxable and Tax-Exempt Yields).

Young people investing for retirement (on a tax-deferred, tax-free or non–tax-deferred basis) have a long-term time horizon, and investing in mutual funds can make sense. As you get closer to retirement, more conservative investments, such as bonds, cash, and fixed annuities, may be more appropriate.

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United Northeast Financial Advisors

Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. United Wealth Management is a trade name of United Bank. Infinex and United Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.